Life/Health Licensing Process
To become a licensed Life/Health Agent with the state of California you are required to complete 52 hours of pre-licensing training. Once you complete the 52 hours of training you will need to schedule your exam with the Department of Insurance and prepare yourself for the exam. To streamline this process we have set up a program that is easy to follow and gives you many different tools to ensure your success. It is important to recognize you must complete all the segments within 1 year of enrollment. Also, you do not have to complete the segments in any particular order or one location. If you must miss a class or segment for any reason, you can make up the missed class the next time it is offered at any of our locations.
Step #1: Decide whether you would like to complete the pre-licensing class in a live classroom setting or online.. Click here to see the Mike Russ Locations (locations tab at top of webpage): San Diego, Anaheim, Ontario/Upland, Woodland Hills, Pasadena, Bakersfield, San Jose, Sacramento.
Step #2: Decide how you are going to prepare for the exam. We recommend you attend a minimum of two exam preparation classes and utilize our additional study materials (workbook, flash cards and study hall). MAKE SURE YOU VIEW OUR PACKAGES IN STEP #3-discounts on these items are given in packages!
Exam Prep Classes:
The class that made Mike Russ famous! The Exam Prep classes are designed to prepare you for the exam through a question and answer style class that simulates the exam and covers topics the Department of Insurance has a history of covering on the exam. Click here for the Exam Prep Schedule.
Additional Study Materials:
We have many different materials to help prepare you for the exam. Take a look at the additional products we offer below:
Workbook: The workbook contains over 500 study questions covering various Life/Health and Code & Ethics topics.
Retail Price: $69.00
Flashcards: The flash cards contain 160 vocab terms students should learn to help prepare for the exam.
Retail price: $20.00
Study Hall: the study hall gives you the opportunity to come in and study questions from past exams at your own pace. Study hall is available at the San Diego and Anahim locations ONLY. Call our office for times and dates. The study hall may only be utilized after attending an exam prep course.
Retail price $2 per hour.
Step #3 Decide which package is right for you. If you purchase the class in a package, you will recieve a discount price!. The Life/Health course is offered in a 40-Hour or 52-hour package. If this is your first license, you MUST complete the 52-hour class. If you have already completed the Code & Ethics requirement for a previous license, then you do not need to repeat this requirement and may take the 40-Hour course. Click here to view the Life/Health Packages. There are live class and online options available.
Step #4: Apply to take the exam with the Department of Insurance, and then schedule your exam with PSI Exams. (Note: You must fill out the application with the DOI before you can schedule your test.
Click here to begin application process
Click here to schedule the exam through PSI Exams
Step #5 Finger Printing/Live Scan: To receive your license the Department of Insurance requires that you be fingerprinted and pass a background check. The benefit of doing your fingerprinting ahead of time is in most cases your license will be issued faster. Click here to view the upcoming LiveScan Schedule or call our office.
Mike Russ offers many tools to ensure your success. Please take the time to familiarize with following continuing education classes offered by Mike Russ Schools.
How to use your Life & Disability License Class:
We have found that many students have completed the licensing process, but when it's time to actually work in the insurance business that is where they start to stumble. This class is set up to address things such as contracting, appointments, rating systems, software, and everything else that you'll need to run an independent agency.
Annuities Class:
This course is designed to train new insurance agents about Annuities and to meet the 8-hour state requirement. In this course you learn the difference between Fixed, Indexed and Variable Annuities and when they are appropriate. We will also cover sales opportunities, marketing techniques and how to read a pricing sheet.
Financial Planning 101:
This class is ideal for the new agent that is looking to break into the insurance industry with a bang or someone that wants to get their own financial life in order. We will cover life insurance, health insurance, retirement plans, wills vs. trusts, budgets and client needs analysis. This course also meets 8 hours of the required continuing education requirement for the life license.
If you have any questions please call the office at 800-724-5661.
On behalf of all of us at Mike Russ Financial Training Centers we Thank you for choosing us and wish you the best of luck in your new profession!
800-724-5661